Expat Health Insurance in France
International health coverage for expatriates living in France — flexible protection alongside the local healthcare system.
Who Needs Expat Health Insurance in France
France offers universal healthcare (PUMA) to legal residents, but there is often a waiting period after arrival, and many long-stay visa holders must prove private cover before their carte vitale is issued.
- New arrivals awaiting affiliation to French social security (PUMA)
- VLS-TS long-stay visa holders required to show private insurance
- Students, retirees and financially-independent residents
- Expats wanting private clinics and English-speaking support
What Expat Health Insurance Covers in France
International plans can provide:
Hospitalization and inpatient treatment
Outpatient and specialist consultations
Prescription medication
Emergency and repatriation cover
Optional dental and maternity
Worldwide and cross-border treatment
Why Choose International Cover for France
International cover bridges the gap and adds flexibility:
- Bridge coverage until your carte vitale is active
- Meets VLS-TS and prefecture insurance requirements
- Access to private practitioners with faster appointments
- Coverage that follows you when travelling outside France
How It Works
Explore Your Insurance Options
Fill out the form below and you'll be directed to ACS to review plan details and pricing. No obligation — just information to help you decide.
Frequently Asked Questions
Is this insurance accepted for Schengen visa applications?
Yes, ACS provides Schengen-compliant travel insurance that meets the minimum coverage requirement of €30,000 for medical expenses, including emergency hospitalization and repatriation. The insurance certificate can be submitted with your visa application.
How long can I be covered for?
Travel plans from ACS typically cover trips ranging from a few days up to 12 months, depending on the specific policy. Working holiday and student plans may offer longer durations.
Can digital nomads use this insurance?
Yes, ACS offers plans suitable for digital nomads who work while traveling across multiple countries. These plans provide continuous coverage as you move between destinations.
Does travel insurance cover COVID-19?
Coverage for COVID-19 related medical expenses varies by plan and by the current policy terms from ACS. You should verify current COVID-19 coverage details directly with ACS when reviewing available plans.
What is the difference between travel insurance and expat insurance?
Travel insurance covers short-term trips (days to months) and focuses on emergency medical care and trip-related risks. Expat insurance is for long-term residents abroad (6+ months) and provides ongoing healthcare coverage similar to what you'd have in your home country.
Important Notice
INTERNATIONAL SOLUTIONS OÜ operates this website as an independent informational and affiliate platform. We are not an insurer, insurance broker, or legal advisor.
Insurance products, terms, pricing, underwriting, eligibility, exclusions, and claims handling are managed by ACS on the destination page. Please verify all details directly with ACS before making decisions.