Expat Health Insurance in France — Long-Stay Cover for Foreign Residents
Visa-compliant health insurance for long stays in France. Coverage for visitors, students, financially independent residents, and retirees — available through ACS.
Who Expat Health Insurance in France Is For
This coverage is for foreign nationals who need health insurance while residing in France for an extended period. This plan covers VLS-TS visa holders, students, and financially independent residents awaiting Carte Vitale registration, meeting French immigration and healthcare requirements.
- Long-stay visitors in France (VLS-TS visa holders)
- Students pursuing studies in France
- Financially independent residents awaiting Carte Vitale
- Retirees moving to France for retirement
- Non-EU nationals who need visa-compliant insurance for France
What France Long Stay Cover Includes
This plan provides full medical coverage that meets French visa requirements and protects you during your stay:
Hospitalization and medical treatment in France
Doctor visits and specialist consultations
Prescribed medications and pharmacy costs
Emergency medical evacuation
Repatriation coverage
Coverage that meets VLS-TS visa requirements
Annual renewable coverage
Coverage during the waiting period before Carte Vitale registration
Why Consider France Long Stay Cover
France has specific health insurance requirements for foreign residents. Here's why this plan may be a suitable choice:
- Meets French visa requirements — accepted by French consulates for VLS-TS visa applications
- Bridges the gap before you can register with the French Sécurité Sociale (Carte Vitale)
- Built for foreign nationals in France — not a generic travel policy
- Renewable annually for the duration of your stay in France
- Covers the mandatory insurance period required by French immigration law
How to Get Started
Tell Us About Your Stay
Fill out the form with your name, email, and indicate you need coverage for France. This helps connect you to the right options.
Review France-Specific Plans
You'll be directed to ACS where you can review the France Long Stay Cover plan details, pricing, and policy terms.
Enroll Through ACS
Complete your enrollment directly with ACS and receive your insurance certificate, which can be used for your visa application or renewal.
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Find France Long Stay Coverage
Fill out the form below to explore health insurance options for your stay in France through ACS.
Frequently Asked Questions About France Coverage
Is this insurance accepted for French visa applications?
Yes, the ACS France Long Stay Cover meets the health insurance requirements for French long-stay visas (VLS-TS). The insurance certificate provided by ACS is typically accepted by French consulates as proof of adequate medical coverage.
What is the difference between this and the French Carte Vitale?
The Carte Vitale is the French public health insurance card issued through the Sécurité Sociale system. Foreign nationals may not be eligible for Carte Vitale immediately upon arrival — there is often a waiting period of several months. ACS France Long Stay Cover provides coverage during this waiting period and can also serve as your primary insurance if you are not eligible for the French public system.
How long can I stay covered under this plan?
The plan covers long stays and is renewable annually. Coverage can be maintained for the duration of your legal stay in France, as long as you continue to meet the eligibility criteria.
Does this plan cover pre-existing conditions?
Coverage for pre-existing conditions varies and is subject to ACS underwriting. You should provide full medical information when applying so ACS can give you an accurate picture of your coverage and any applicable exclusions.
Can students use this insurance?
Yes, international students in France can use this coverage. It meets the health insurance requirement for student visa applications and provides coverage during studies.
What happens after I get my Carte Vitale?
Once registered with the French Sécurité Sociale and in possession of your Carte Vitale, you may no longer need this private coverage. However, some residents choose to maintain supplementary private insurance (mutuelle) to cover the portion of medical costs not reimbursed by the French system.
Important Notice
INTERNATIONAL SOLUTIONS OÜ operates this website as an independent informational and affiliate platform. We are not an insurer, insurance broker, or legal advisor.
Insurance products, terms, pricing, underwriting, eligibility, exclusions, and claims handling are managed by ACS on the destination page. Please verify all details directly with ACS before making decisions.
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