Expat Health Insurance in the UAE — Dubai & Abu Dhabi
Reliable international health coverage for expatriates living and working in the United Arab Emirates.
Who Needs Health Insurance in the UAE
The UAE has a strong expat community with professionals from around the world living in Dubai, Abu Dhabi, and other emirates. Health insurance is mandatory in several emirates, including Dubai and Abu Dhabi, making it essential for expats to have adequate coverage.
- Professionals working in Dubai, Abu Dhabi, and other UAE emirates
- Families relocating to the UAE for employment
- Expatriates required to have health insurance under UAE law
- Self-employed individuals and entrepreneurs in the UAE
What Coverage You Need in the UAE
The UAE has specific health insurance requirements. Coverage should include:
Inpatient and hospitalization coverage
Outpatient consultations
Emergency medical treatment
Prescription medication
Maternity coverage (required in some emirates)
Medical evacuation capabilities
Why Choose International Coverage for the UAE
While some employers provide health insurance, having your own international plan offers advantages:
- Coverage follows you if you change employers
- International plans cover you when traveling outside the UAE
- Access to a wider network of hospitals and clinics
- Coverage not limited by employer plan restrictions
How to Get Covered in the UAE
Provide Your Details
Fill out the form with your name, email, and indicate the UAE as your destination.
Review UAE-Suitable Plans
You'll be directed to ACS to explore plans that provide coverage in the UAE.
Enroll and Get Covered
Complete your enrollment through ACS to obtain health insurance that meets UAE requirements.
Explore Your Insurance Options
Fill out the form below and you'll be directed to ACS to review plan details and pricing. No obligation — just information to help you decide.
Frequently Asked Questions
What age does Senior Expatriate insurance cover?
The ACS Senior Expatriate plan is for individuals aged 60 and older. Unlike general expat plans that may stop accepting new applicants at age 65 or 70, this plan is built for seniors and is lifetime renewable.
Are pre-existing conditions covered?
Many pre-existing conditions can be covered under the Senior Expatriate plan after a waiting period. The specifics depend on the condition and are evaluated by ACS during the underwriting process. Some conditions may have modified coverage terms or exclusions.
Can my policy be cancelled when I reach a certain age?
No. One of the key features of the ACS Senior Expatriate plan is lifetime renewability. As long as you continue to pay your premiums, your policy remains in effect regardless of your age.
Is the plan available in all countries?
The plan provides worldwide coverage, but some exclusions apply for countries under international sanctions. Specific country eligibility should be confirmed with ACS during the application process.
What is the difference between ACS Expat and Senior Expatriate?
ACS Expat covers working professionals up to age 65, while Senior Expatriate is for ages 60+. Senior Expatriate provides coverage that fits the health needs of older people, with specific provisions for pre-existing conditions and lifetime renewability.
How do I renew my policy each year?
You can renew your policy directly with ACS. We also provide a renewal information hub to help you understand the process. As a lifetime renewable policy, your coverage continues year after year as long as premiums are paid.
Important Notice
INTERNATIONAL SOLUTIONS OÜ operates this website as an independent informational and affiliate platform. We are not an insurer, insurance broker, or legal advisor.
Insurance products, terms, pricing, underwriting, eligibility, exclusions, and claims handling are managed by ACS on the destination page. Please verify all details directly with ACS before making decisions.