Expat Health Insurance in the UAE — Dubai & Abu Dhabi
Reliable international health coverage for expatriates living and working in the United Arab Emirates.
Who Needs Health Insurance in the UAE
The UAE has a strong expat community with professionals from around the world living in Dubai, Abu Dhabi, and other emirates. Health insurance is mandatory in several emirates, including Dubai and Abu Dhabi, making it essential for expats to have adequate coverage.
- Professionals working in Dubai, Abu Dhabi, and other UAE emirates
- Families relocating to the UAE for employment
- Expatriates required to have health insurance under UAE law
- Self-employed individuals and entrepreneurs in the UAE
What Coverage You Need in the UAE
The UAE has specific health insurance requirements. Coverage should include:
Inpatient and hospitalization coverage
Outpatient consultations
Emergency medical treatment
Prescription medication
Maternity coverage (required in some emirates)
Medical evacuation capabilities
Why Choose International Coverage for the UAE
While some employers provide health insurance, having your own international plan offers advantages:
- Coverage follows you if you change employers
- International plans cover you when traveling outside the UAE
- Access to a wider network of hospitals and clinics
- Coverage not limited by employer plan restrictions
How to Get Covered in the UAE
Provide Your Details
Fill out the form with your name, email, and indicate the UAE as your destination.
Review UAE-Suitable Plans
You'll be directed to ACS to explore plans that provide coverage in the UAE.
Enroll and Get Covered
Complete your enrollment through ACS to obtain health insurance that meets UAE requirements.
Explore Your Insurance Options
Fill out the form below and you'll be directed to ACS to review plan details and pricing. No obligation — just information to help you decide.
Frequently Asked Questions
What countries does ACS Expat cover?
ACS Expat provides coverage in 190+ countries worldwide. However, coverage may be limited or unavailable in countries subject to international sanctions or where local regulations restrict foreign insurance policies. You should verify specific country eligibility directly with ACS.
What are the different coverage levels available?
ACS Expat typically offers multiple levels of coverage — from basic inpatient-only plans to comprehensive packages that include outpatient care, dental, maternity, and repatriation. The exact levels and their benefits can be reviewed on the ACS website when you request a quote.
Can I cover my family under one policy?
Yes, ACS Expat offers family plans that can include your spouse or partner and dependent children. Family coverage details and pricing are available from ACS when you complete the enrollment process.
Is there an age limit for ACS Expat?
ACS Expat is available for individuals up to age 65. For those 60 and older, ACS also offers the Senior Expatriate plan, which is built for older expats and retirees.
Are pre-existing conditions covered?
Coverage for pre-existing conditions varies by plan and is subject to ACS underwriting. Some pre-existing conditions may be covered after a waiting period, while others may be excluded. Full details are provided by ACS during the application process.
How does the enrollment process work?
After filling out our form, you will be redirected to the ACS website where you can review plan options and complete your enrollment. ACS handles all aspects of the application, underwriting, and policy issuance.
Can I use ACS Expat in my home country?
Coverage is for use outside your home country. Some plans may offer limited coverage during temporary visits to your home country. Check the specific policy terms with ACS for details.
Important Notice
INTERNATIONAL SOLUTIONS OÜ operates this website as an independent informational and affiliate platform. We are not an insurer, insurance broker, or legal advisor.
Insurance products, terms, pricing, underwriting, eligibility, exclusions, and claims handling are managed by ACS on the destination page. Please verify all details directly with ACS before making decisions.